Are you delaying retirement due to high healthcare costs? You may not have to…
Posted by David S. Coult, CFP®, CLU®, ChFC®, Justin R. Miller, CFA® and Jonathan L. Ritter, CFP®, CPA on Mon, 03/11/2019 - 11:59
One of the most common concerns early retirees (pre-age 65) have is healthcare costs. Because it is one of the largest expenses in retirement, it often leads to people delaying retirement for the sole purpose of maintaining their employer-sponsored health insurance.
Tips and Tricks to Reduce your Medicare Premiums
Posted by David S. Coult, CFP®, CLU®, ChFC®, Justin R. Miller, CFA® and Jonathan L. Ritter, CFP®, CPA on Fri, 02/22/2019 - 15:47
Did you know that a portion of your Medicare premium is determined by your income? It’s true! Medicare Part B, which largely covers doctor’s visits, ambulance services, durable medical equipment, chiropractic care, and outpatient therapy, is based on your Modified Adjusted Gross Income (MAGI).
Your 2019 One-Page Business Plan
Posted by David S. Coult on Mon, 01/21/2019 - 15:34
A written business plan is a critical tool in setting the vision and goals for your company and creating intense focus on the key performance metrics that will drive success.
Milestone Market Update December 19, 2018
Posted by David Coult on Thu, 12/27/2018 - 11:44
After a long hiatus in the stock market, investors are being re-introduced to pain – not just to a stock market where values bounce up and down a lot, but to account values that can slide lower, week by week and month by month.
Milestone Market Update: November 1, 2018
Posted by David S. Coult, CFP®, CLU®, ChFC® and Justin R. Miller, CFA® on Mon, 11/05/2018 - 14:59
I have a secret for you. Are you ready?
Milestone Market Update: October 11, 2018
Posted by David S. Coult, CFP®, CLU®, ChFC® and Justin R. Miller, CFA® on Mon, 11/05/2018 - 14:51
The last few days have been tough for investors. Most of the time markets are driven by economic fundamentals (i.e. earnings, valuation, growth, unemployment, inflation), but then there are pockets of time where fear and greed overpower fundamentals and we see some pretty severe short-term shifts. Recently economic fundamentals have been strong, unemployment is low, inflation is low, interest rates are low (although rising), earnings are high, and future earnings are expected to be high. Over the last week, fear of rising interest rates, higher inflation, and lower future earnings have taken hold of the markets without much actual change in economic data.
Milestone Newsletter: September 20, 2018
Posted by David S. Coult, CFP®, CLU®, ChFC® and Justin R. Miller, CFA® on Mon, 11/05/2018 - 14:15
Welcome to the Milestone Newsletter! We hope this communication allows us to share stories and financial content that is helpful to you – both personally and professionally.
Market Update: April 5, 2018
Posted by David S. Coult, CFP®, CLU®, ChFC®, QPFC and Justin R. Miller, CFA® on Fri, 04/20/2018 - 12:36
Originally written on April 5, 2018
Happy Spring! In our last market update, we noted that Punxsutawney Phil saw his shadow. As it turns out, his prediction of 6 more weeks of winter was spot on. We also discussed volatility coming back to the markets and we have continued to see just that. In recent client meetings, we have been revisiting the importance of preparing ourselves emotionally for the sudden, severe, and unpredictable stock market drops that are “part of the deal” when it comes to stock market investing.
Market Update: “The bad news is, it’s all good news!”
Posted by David S. Coult, CFP®, CLU®, ChFC®, QPFC and Justin R. Miller, CFA® on Fri, 04/20/2018 - 11:06
Originally written on February 7, 2018
We hope this update finds you well! Among the Super Bowl headlines and Punxsutawney Phil seeing his shadow, predicting 6 more weeks of winter, you may have noticed that volatility has returned to the stock market for the first time in a while.